I don't function well with chaos or being unorganized.
About a month ago, we went to the bank to get preapproved for a mortgage so we could buy a house in Utah. We were approved, and said it did not require selling the house to buy another.
We find a house and put in an offer. They accepted. We had the house inspected two days later.
This past Monday, the underwriter called me and said they could not fund us because I didn't have a job in Utah and was not actively seeking employment. The first thought that went thru my mind was, are you freaking kidding me?
To make a long story short, my realtor knew of a finance guy that she used to work with.
We told him our situation and he found a loan we qualify for.
The funny thing is, when I contacted the bank to tell them we didn't need them, then the underwriter stated, " we can do that loan too". Really, because on Monday it wasn't even an option.
My husband has a few choice words for them, ha ha ha.
We have been up late every night this week, cleaning, painting and tiding up. We are going to go ahead and list the house. We will see what happens.
I am excited for our new home. It is 5 bedroom, 3 bath on an acre of property. There are lots of trees on it. The house has tons of storage space. Its almost a 1000 square feet bigger than my current house. Its been cared for. The major drawback: it was built in '78, and has the original windows and some of the original flooring. The basement has the same linoleum that my parents had in their house as I was growing up.
My plan is to move this summer. My kids will graduate high school and college, we will stay with my sister. The cost of living is less than where I currently live, so we will be able to begin updating the house later this spring. That's the part I am looking forward to.